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Ten steps to financial freedom. Whether you have a good credit rating or a lot of debt to pay off, these ten steps can help you stay or get on track. Stay out of trouble. Pay off your credit card debt each month. If you cannot do that, pay off as much as you can. To reduce the time it will take to pay off your credit card debt, pay more than the monthly minimum. And, always pay your credit card bills on time. Mail your payments earlydont rely on the post office to deliver it on time.
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